Home by Milestone
Aerial view of a timber-framed self-build home under construction at sunset
Mayflower Mortgage & Finance

Home by Milestone × Mayflower Mortgage

A better home starts with the right finance.

From buying a plot to building your dream home, getting the finance right matters.

That's why Home by Milestone has partnered with self-build mortgage specialists Mayflower Mortgage — to help you understand your options and move forward with confidence.

Explore your options

Specialist self-build finance Strategic Home partner

Your property may be repossessed if you do not keep up repayments on your mortgage or another debt secured against it.

Home by MilestoneMayflower Mortgage & FinanceStrategic finance partners

The partnership

Great homes need more than great design.

They need the right people, the right decisions and the right financial foundations.

At Home, we help people explore better ways to build, discover products and connect with the specialists who understand them.

But before many projects can move forward, there is one essential question:

How are we going to fund it?

That's where Mayflower comes in. Through our strategic partnership, Home can connect you with specialist mortgage advisers who understand the particular challenges of self-build, renovation and conversion projects.

Our finance partner

Not your everyday mortgage broker.

Mayflower is a family-run specialist mortgage broker. It began when its directors, Mike and Lulu, found the finance market limited and complex while securing a mortgage for their own self-build project.

01

Specialist knowledge

A specialist broker for self-build, renovation and barn conversion mortgages, founded by directors who financed their own self-build.

02

Personal guidance

Mayflower says a dedicated self-build expert guides clients through the process until the build is complete.

03

Specialist lender options

An independent broker, not a lender, working with lenders suited to more complex building projects.

04

Build cost support

Build reports and cash-flow forecasting support are among the services Mayflower offers self-builders, where applicable.

05

Staged funding

Guidance on how funds can be released in stages as construction progresses.

06

Longer-term support

Advice through the application and the relevant stages of the build.

Services and incentives vary by circumstance; not every service applies to every applicant. Source: mayflowermortgage.co.uk

Find your way forward

Different projects. Different finance needs.

  • 01

    Self-build mortgages

    For people creating a new home rather than buying a completed one.

  • 02

    Renovation mortgages

    For substantial improvements and renovation projects.

  • 03

    Barn conversion mortgages

    For converting eligible existing buildings into homes.

  • 04

    Bridging finance

    For certain short-term funding requirements.

  • 05

    Development finance

    For appropriate, larger property development projects.

Not every product suits every project. Suitability depends on your circumstances and lender requirements.

Not sure which applies to you?

That's exactly what the initial conversation is for.

The right time

Don't leave finance until the last minute.

Specialist advice can help you understand finance options, affordability and funding arrangements at different stages of a project. Advice does not guarantee mortgage eligibility.

  1. 01

    Finding land

  2. 02

    Planning your project

  3. 03

    Establishing a budget

  4. 04

    Design + technical decisions

  5. 05

    Preparing to build

  6. 06

    During construction

Why it matters

A self-build mortgage isn't an ordinary mortgage.

Unlike buying a finished property, building a home can involve buying land, construction stages, specialist valuations, lender requirements and money released in phases.

Mayflower specialises in helping clients navigate these complexities.

01

Understand your options

Find out which kinds of finance may fit your project and your stage.

02

Plan your finance

Think through budget, affordability and how money could be released as the build progresses.

03

Move forward with clarity

Know what to prepare and what the next steps could be.

The process

Start with a conversation.

01

Book a free initial call

Choose a suitable time through our dedicated Mayflower booking calendar.

02

Talk about your project

Discuss your plans, current stage, likely finance needs and questions.

03

Explore your options

Mayflower can assess your circumstances and explain potentially suitable next steps.

04

Move forward with support

If appropriate, Mayflower can guide you through the relevant mortgage application and funding process.

This process is delivered by Mayflower Mortgage, not Home by Milestone.

Your next step

Let's talk about making it happen.

Whether you're just exploring the idea of building or already have plans underway, a conversation with a specialist can help you understand what's possible.

Book a free initial consultation with our strategic finance partner, Mayflower Mortgage.

Open the booking calendar

Opens Mayflower's calendar in a new tab — easiest on a phone.

Your booking details go directly to Mayflower's booking system (provided by Zoho) and are handled under Mayflower's privacy policy. Home by Milestone does not collect your financial details.

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Better connected. Better informed. Better prepared.

Home by Milestone

Products, materials, architects, building expertise and a physical place at Masson Mills to explore the homebuilding process.

Mayflower Mortgage

Specialist mortgage advice and financial guidance for suitable building projects.

The partnership connects two important parts of the homebuilding journey. You don't need a mortgage to use Home, and you are free to choose any adviser.

Credentials, as published by Mayflower

  • Authorised and regulated by the Financial Conduct Authority, FRN 944601
  • Member, National Custom & Self Build Association (NaCSBA)
  • Member, National Association of Commercial Finance Brokers (NACFB)
  • Member, Association of Mortgage Intermediaries (AMI)
  • Member, Structural Timber Association (STA)
  • Winner, Best Self Build Construction Finance Advisory Firm — Build Estate and Property Awards 2026, Southern England

Questions

Good to know.

Your home starts with a conversation.

Big ambitions deserve proper planning. Speak to our trusted finance partner and take the next step towards understanding how your project could be funded.

Important information

Your property may be repossessed if you do not keep up repayments on your mortgage or another debt secured against it.

Mortgage advice is provided by Mayflower Mortgages And Finance LTD, which is authorised and regulated by the Financial Conduct Authority (firm reference number 944601). You can check this on the FCA Financial Services Register.

Mayflower Mortgages And Finance LTD is a broker, not a lender, and is registered in England & Wales (company number 12651855). Registered office: 1 Barnfield Crescent, Exeter, England, EX1 1QT.

Not all products and services are regulated by the Financial Conduct Authority. A fee for mortgage advice may be charged depending on individual circumstances. Booking a consultation does not guarantee finance or approval.

Home by Milestone does not provide mortgages, mortgage advice or financial advice, and does not assess the suitability of any product. Home by Milestone and Mayflower Mortgage are separate companies with a strategic commercial partnership.

See Mayflower's privacy policy and mayflowermortgage.co.uk for full regulatory information.